Gibraltar Unveils New Financial Instrument and Bank Investment Product for Global Capital Markets

LONDON, England– Gibraltar Capital Group announces New Financial Instrument and Capital Fund Raising Program at the World Bank Business Summit. The Revolutionary Bank Investment Product – known as the Certificate of Revenue Entitlement (CORE) – offered to world financial institutions and investment banking underwriters - launches Gibraltar Capital’s IPO Underwriting Programs, scheduled at $2B for fiscal 2009-2010.

London – Gibraltar Capital Announces $2B Fund Raising Program to debut New Revolutionary Bank Investment Product for World Capital Markets

LONDON, England – Gibraltar Capital Directors debut Unique Capital Fund Raising Program to World Banks and Financial Institutions at World Bank Emerging Business Summit.

A new financial instrument, wrapped around an innovative Capital Fund-Raising Program, made its debut at the World Bank Emerging Business Summit. The Unique and Revolutionary Bank Investment Product, engineered by the Gibraltar Capital Group, is designed as an alternative solution to underwriting equity IPOs and debt obligations for new and emerging business ventures. The capital innovation is offered to world banks and to financial underwriters in the wake of exigent and expanding demands by the world’s capital markets for a dependable global IPO fulfillment delivery system.

The debut announcement comes only weeks after the International Bankers Forum (Davos, Switzerland) report that the small cap IPO and incubator venture capital investment sector is suffering a 65% drop-off from previous years and is at the lowest level in decades.

The new financial instrument, known as the Certificate of Revenue Entitlement(CORE) is a revenue driven financial product that streams a portion of the gross revenues of the business venture to CORE holders - directly from the Point-of-Sale (P.O.S) to CORE SmartCards – IN REAL-TIME!

Unveiling the new financial instrument, Terrance Wilkinson, spokesman for Gibraltar Capital stated, “CORE is the culmination of an intense trans-national / multi-bank development effort toward perfecting an investment instrument capable of solving the multitude of problems inherent in every major form of financing. The architects of RevPaC looked “forward to the past” when investors were truly partners in a venture and shared in the commercial success through meaningful revenue participation yields, distributed directly from the marketplace without middle-management interference.

The Unique Certificate of Revenue Entitlement is a seven-year financial instrument, entitling the holders to share in the gross revenues (not net revenues) of a commercial venture ... with the risk-management option – of purchasing a Guaranty that the cumulative gross revenue yields will equal at least the IPO price of the CORE at full term.

The CORE is comprised of four components: Revenue Share – entitlement to share in the gross revenues of a commercial venture; Full Redemption Guaranty – surety that aggregate Revenue Share yields will equal at least the IPO price or Face Value of the CORE; Future Participation Warrant –entitling the holder to renew the Revenue Share entitlements of the commercial venture for an additional term or purchase Revenue Share entitlements in a future subsequent venture and; Revenue Yield SmartCard – bankcard issued to CORE holder for access of Revenue Share entitlements in real-time.

Especially significant, is that Certificate of Revenue Entitlement funding is a dramatic departure from equity and debt financing – particularly in view of the current drastic downturn of equity underwritings and the resultant lack of available financial resources to fund emerging business endeavors. CORE funding does not dilute the equity or encumber recourse debt for the issuer – the new financial instrument operates solely on the basis of “indenturing” future potential revenues of a business venture.

Mr. Wilkinson also stated, “Furthermore, the CORE Financial Instrument , once and for all, levels the playing field for investment capital-side and supply-side contributors of emerging business ventures...and removes the obstacles to opportunity that are integral – by design – in today’s traditional capital-financing theories, methods and practices.

Certificate of Revenue Entitlement – being gross revenue driven – afford Investment Risk Management Organizations the opportunity (for the first time) to underwrite investment risks within the venture capital and small cap investment sectors. In essence, the CORE Financial Instrument combines the best of what investment risk management has to offer with the best of what Venture Capital/Small Cap Investment Banking should be all about – the minimizing of risk- the maximizing of potential reward- and the surety of fiscal fiduciary integrity/accountability for the investment.”

In closing the presentation, Ian Wellington, Chairman of Gibraltar Capital Group concluded, “Gibraltar Capital and its Banking Partners are hard at work to provide solutions to a number of high-priority deficiencies in vetting, packaging and monitoring investment opportunities within the Venture Capital/Small Cap investment banking sector and to offer readily accessible capital for small business enterprises and safe/effective investment opportunities for the investment public.

“The business of underwriting new and emerging business ventures may one day be dominated by Revenue Participation Contracts, as the global investment community recognizes that the more modern and unified system of Revenue Participation capital underwriting is vastly more lucid and equitable at all strata of the funding-reward process than the current practice of underwriting capital stock and debt obligations.”